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Despite the advancements in vehicle safety, automobile accidents remain a leading cause of death and injury. Insurance is often the primary source of compensation in these cases.
However, if you're injured and your insurer refuses to pay your claim or doesn't pay the amount of your medical bills You may be able to seek compensation from other parties. These include the state of New York, the five boroughs, and even the manufacturer or seller of a defective product.
Damages
Car accidents can cause a diverse range of damages that include property damage, injuries as well as lost wages and many more. The damages can be difficult to calculate, but a professional lawyer who has been involved in a car accident can help you determine how the value of your claim is.
Non-economic damages can be harder to prove. Loss of suffering and pain, loss of enjoyment of life disfigurement, permanent scarring are a few examples of non-economic damages that can be included in a personal injury lawsuit.
In many cases, medical expenses are included in the event of a car wreck. These expenses can include hospital visits, x-rays surgery, as well as other treatments. They may also include regular physical therapy and rehabilitation which is essential for those who have suffered serious injuries.
Damage to property is usually a result of an accident that involves a vehicle, and it can cause costly repairs or even a totaled car. This includes items inside the vehicle, such as laptops and other equipment used for work or the property that surrounds the scene of the accident, including fences and trees.
Weather conditions can also lead to accidents in cars. Slick or muddy roads can make driving more risky. Drivers who drive in adverse weather conditions should be held liable for any accidents they cause.
The amount of compensation you could receive for medical bills and property damage is contingent upon the severity your injuries, the likelihood of your recovery, and the extent to which they affect your life quality. Your lawyer can help calculate the amount of these damages and ensure that you receive sufficient compensation to cover all of your expenses.
Many car accident victims suffer from mental and emotional stress due to their injuries. The stress can affect their relationships, as well as their job performance. They could also be a source of frustration and anger, which can cause more accidents.
The neck or chest area can also be a major issue. These injuries could prevent you from working and have an effect on your life.
Injuries
Car accidents can result in a variety of injuries. Some are very serious and can even be fatal. These types of injuries include traumatic brain injuries spine cord injuries broken bones, burns and other injuries that could cause long-lasting emotional distress and pain.
Musculoskeletal or soft-tissue injuries are the most common types of injuries that occur in car accidents. These include whiplash injuries, that result from sudden jolts that occur during collisions.
Whiplash is usually caused by rear-end collisions however, it can also result from other types of car crashes. In these cases the body is moved forward while the head remains stationary. This results in neck strain.
Chest injuries, leg and arm injuries, as well as back injuries are all possible from a car crash. Herniated disks are an example of an injury that is delayed and can cause pain and disability for a long time if not treated properly.
Knee injuries or sprains or fractures are also commonplace in car accidents. These injuries usually require surgery or other medical intervention to heal, but they may not be evident immediately after a crash occurs.
The extent of the injuries varies on the force and weight as well as the speed of the vehicle in the crash. Bone fractures can range in severity from mild to severe and can result in permanent scarring.
In a crash, internal bleeding and abdominal bruising are also serious problems. If you see bruises after an accident, you must immediately go to the hospital.
Chest injuries are also frequent, and they may range from simple bruises to more serious injuries such as broken ribs. A sternum injury is especially serious, and is often difficult to differentiate from other chest injuries or internal bleeding.
Burns and lacerations are also less noticeable injuries that can occur in a car injury lawyer near me crash. These types of injuries are common and can leave permanent marks in the case of serious injuries.
Insurance
If you've been injured in an auto accident, you need to know your legal rights as well as what options you have. A knowledgeable personal injury attorney for car accidents near me can help you secure the compensation you need to pay medical bills and lost wages as well as property damage.
Based on the state you live in, there are various kinds of insurance coverage that are available for car accidents. In New York, for example drivers must carry liability and no-fault insurance, both of which cover medical treatment and lost income, irrespective of who was at fault in the accident.
Liability: This protects you in the event of another person making an claim against your insurance company for injuries or death caused by your car, and it also protects your vehicle from theft or vandalism. You can select from a variety of liability limits including the minimum required in your state.
No-fault: The most common type of insurance for cars in New York, no-fault coverage can cover up to $50,000 of injuries caused by the driver and passengers of the insured vehicle, regardless of who was responsible. In addition, you may buy additional coverage that covers personal injury protection (PIP) which covers for medical expenses and loss of income if you are hospitalized or miss work due to your injuries.
These insurance policies cover damage caused by theft, fire vandalism, floods and fire, as well as falling objects. These are not mandatory, but usually worth purchasing, since they offer financial protection from the high costs of car repairs after an accident.
Deductibles. Most auto insurance policies include the possibility of a deductible. This is the amount you have to pay before the insurer pays for a claim. When you file a claim under personal injury protection, uninsured motorist, or comprehensive insurance, you'll have to pay a deductible prior to when your insurance company starts covering the costs of your claim.
Injuries caused by a car accident could have a lasting impact on your life, leaving you with significant medical costs and affecting your ability perform day-to-day tasks. If you've suffered a serious injury or had your family victimized by a fatal accident you should consult an experienced lawyer to help you obtain the compensation you are entitled to.
Statute of limitations
The statute of limitations is a law which determines the length of time you must bring a claim after an accident. It is crucial to understand how the deadline works to ensure that you don't miss the opportunity to file a claim.
In most cases, the period to start a lawsuit is three years following the date of the incident. You must file your claim within this timeframe or you'll lose your right to sue the person responsible for your injury.
It's possible for a car accident to happen at any moment. You must take action immediately following an accident to receive the compensation you require. It is also essential to get a lawyer in your corner as soon as you can to determine if you have a valid claim, and to assist you in constructing your case.
Under New York Civil Practice Laws & Rules Section 214 that anyone who is injured in an automobile accident (driver or passenger, rider, cyclist or pedestrian) has three years to file a personal injury claim. However, if the victim is under 18 years of age, they must wait until they reach their 18th birthday before making a claim for personal injury.
There are a few situations however, in which the statute of limitations can be "tolled" or extended to allow longer time for a claim to be filed. For example when a victim is in a coma, or physically or mentally incapacitated at time of the crash they may be granted an additional time to pursue their claim.
It is recommended that you consult a seasoned lawyer for car accidents immediately following the accident as you can to discuss your case. They can help you determine whether you have an injury claim which is legitimate and whether the statute of limitations has run out and you are able to start pursuing your claim before it is too late.
It isn't easy to comprehend the statute of limitations, however, understanding how it operates is essential in knowing what time to start with the preparation of your case. Our Arkansas car accidents attorneys can provide you with the information that you require to proceed with your case and claim the compensation you deserve.